Acquisition, Construction, Restructuring and Refinancing

LOAN AMOUNT: $1,000,000 and up.

BORROWER: Management and/or ownership should be experienced. Past or present credit problems, including Chapter 11 or Chapter 7 bankruptcies are workable.

LOAN TERM : 1 to 5 years, interest only.

PREPAYMENTS: Loans may be prepaid at any time after the first anniversary of the loan with no prepayment penalties.

INTEREST RATE: A preferred interest rate typically priced at 12% to 15%.

COLLATERAL: First mortgage on land, office, multifamily, recreational, medical, warehousing, manufacturing, self-storage, hospitality (hotel/motels) or industrial properties, etc. -– non-income or income-producing, located anywhere in the USA and select countries around the world.

L-T-V RATIO: 40% to 70% of As-Is Value by independent third party MAI appraisal.¹

USE OF LOAN: Proceeds may be used for land development, real estate acquisition, construction costs, equipment, working capital, closing costs or cash-out.

PROCESSING: Approvals within 24hours, commitments within 48 hours, and closings in as little as 14 business days.

EXIT FEE: In lieu of equity, a fee of 2% to 8% of the loan amount.

OTHER COSTS: Application Fee: $10,000 - $25,000 -- NON-REFUNDABLE if Loan Commitment is in compliance with lender’s Letter of Interest.

Commitment Fee: 3% of Loan Amount.

SUBMISSIONS: Brief property description • Schedule of all proposed capital expenditures • Sources and use of proceeds statements • Appraisal, where available

¹ As-Is Value defined as a cash sale within a 180-day marketing period